Three major types of educational debt relief available to public interest lawyers are:

1) Income-driven repayment plans, such as Income-Based Repayment (IBR) and Pay As You Earn, lower borrowers' monthly loan payments by basing them on income rather than the amount they owe and provide forgiveness after 20 or 25 years.  

2) Public Service Loan Forgiveness(PSLF), which allows forgiveness on Federal Direct Loans after 120 qualifying payments while working full-time in qualifying public service employment.

3) Loan Repayment Assistance Programs (LRAPs), which are often offered by schools, employers, states, and the federal government and provide funds to help make payments on educational loans.

Learning about these programs now can help you make sure you're taking the right steps to benefit from them.                                                                                

Equal Justice Works

Equal Justice Works Educational Debt Relief Program 

Equal Justice Works - State Based Loan Repayment Assistance Programs

Heather Jarvis, Student Loan Expert  

American Bar Association Loan Repayment Assistance Program 

Loan Repayent Assistance Tool Kit


Government/Public Interest Attorneys Resource Center 

Young Lawyer Resources 

Pro Bono Information for Attorneys 

New York Bar Foundation


Criminal Justice Section

Committee on Attorneys in Public Service

What Every Public Attorney Should Know About Student Debt Relief and Forgiveness